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Friday 28.07.2017 | Name days: Cecīlija, Cilda
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Balta: mobile phone owners are the most often insurance claim applicants

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Baltic news, News from Latvia, BNN.LV, BNN-NEWS.COM, BNN-NEWS.RUInsurance claims for loss of purchase are submitted most often in regards to mobile phones and tablets. Last year, Balta paid compensations to clients for purchases worth more than 1.3 million, according to data from the insurance company.

The company’s statistical data shows that every sixth client using purchase insurance service applied for compensation of losses for damaged goods last year. The number of clients who do so tends to increase. Nine out of ten purchase insurance applications are associated with mobile phone damages. Insurance claims are submitted less often for TV sets, computers, video cameras and photo cameras.

«In regards to purchase insurance, we mean possible damages to electrical appliances because of the owner’s carelessness. Most often different damages appear in everyday situations: display breaks because the owner accidentally dropped the device or the device becomes damaged after being submerged in water. Unfortunately, situations like that can cause irreparable damage to the device,» explains Balta Insurance Director Ingus Savickis. He adds that clients are often compensated for losses that are not covered by the manufacturer’s warranty.

Last year, Balta paid compensations for different purchase insurance cases for more than EUR 1.3 million, which is 3.5 times more when compared with results of 2015. Savickis emphasizes that this increase is largely with the general rise in awareness among residents – more people now better understand the need for insurance and value the sense of security.

RD Electronics board member Andrejs Kornejevs: «Based on our sales data, we can conclude that, compared with 2015, society’s interest for mobile phone and tablet insurance had increased more than two times in 2016. This increase means society has become more educated in regards to the usefulness of insurance for this product category. It is especially important to insure goods used by children.»

To reduce the risk of the phone getting damages, Balta recommends using screen protection. It is also recommended to use shock-proof holster. It is also recommended not to put the phone in the back pocket of trousers.

Ref: 224.109.109.2414


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