Average insurance claims paid for vehicle collision with wild animals has grown 12% this year. In the past two years, BTA Baltic Insurance Company paid more than EUR 1.2 million in insurance claims for damages done to vehicles by wild animals.
According to statistical data compiled for KASKO insurance cases in 2015 and eleven months of 2016, this year’s total number of collision cases involving wild animals remained on the level of 2015. The average paid insurance claim for such accidents, on the other hand, has grown by 12%, reaching EUR 1,688. This can be explained with the increase of prices for vehicle repair services.
Most often collisions with wild animals are suffered by Volkswagen brand cars (20% of all insurance claims received by BTA), Volvo (11%) and Toyota (9%). Looking at information regarding animals most often involved in accidents, BTA concludes that roe deer are most often involved in different road accidents. Volkswagen and Volvo cars collide with deer, elk and wild boars more often than cars of other brands. Foxes seem to collide with Audi and BMW brand cars the most often.
According to information from the Central Statistical Bureau Latvia, roe deer have the largest population in Latvia’s woods. Only logical then that the majority of insurance claims BTA has received in relation to collision of vehicles with wild animals (44%) mention roe deer.
«Collisions with wild animals are very dangerous and can often cause considerable damage. Often a vehicle ends up being damaged beyond repair after colliding with a large animal. Last year, EUR 40,000 was paid to a client in Ventspils to repair his car after colliding with a deer. This year, EUR 22,200 was paid to a Toyota owner whose car was damaged beyond repair as a result of colliding with an elk. Collisions with large and heavy animals usually result in the most serious damage,» – comments BTA insurance claims department lead Iveta Rijniece.
In the past two years, the majority of vehicle collisions with wild animals have taken place in Riga region – 31% of all reported cases. Numerically speaking, the majority of collisions with animals are registered in Tukums, Limbazi and Ogre. Kurzeme is on the second place (22% of all road accidents involving wild animals), with Ventspils, Talsi and Kuldiga in the lead. Vidzeme is on the third place (17% of all cases), with Smiltene, Burtnieki and Madona in the lead. Relatively fewer cases are registered in Zemgale – 15%.
Every year, vehicle collisions with wild animals are also registered beyond Latvia’s borders. 3% of received KASKO insurance claims from abroad are received from Lithuania, Poland, Estonia, Sweden, Russia and Norway.
Most often collisions with wild animals take place in darker months – October to January, when visibility is reduced and roads are slippery. Because of that drivers should be especially careful.
According to data, men are usually behind the steering wheel in 80% of cases of vehicles colliding with wild animals. Men aged 26 to 30 and 41 to 45 most often end up in accidents.