bnn.lv Latviski   bnn-news.com English   bnn-news.ru По-русски
Tuesday 30.05.2017 | Name days: Lolita, Vitolds
LatviaLatvia

Eight pieces of advice for keeping a cool head during Christmas shopping

FaceBook
Twitter
Draugiem
print
(No Ratings Yet)

Baltic news, News from Latvia, BNN.LV, BNN-NEWS.COM, BNN-NEWS.RUMoney seems to disappear at an alarming pace when shopping right before Christmas. Janis Dambergs, head of DNB Bank’s everyday services category confirms that volumes of card transactions always tend to increase considerably in December. In January, on the other hand, they tend to decrease just as sharply.

«December is traditionally considered one of the most active shopping periods. Often people spend more money than previously planned. This emphasizes the need for timely and strategically planned purchases to avoid impacting one’s financial state after the festive period. Everyone wants to enjoy the festivities. This is why we urge people to spend money, but only reasonably,» – says Dambergs.

Here are some pieces of advice for making the shopping process a simpler, more controlled and more pleasant experience.

1.The magic of making lists. This piece of advice is valuable. It is useful for buying presents and everyday goods. How many times have you found yourself buying products you don’t really need? Although this does not apply to all cases, spontaneous purchases often result in disappointment. This is why it is worth compiling a list before going shopping.

2.Borrow wisely. Many people often come to an unpleasant realization that their monthly salary is not enough to cover their festive expenses. In this case, people should critically re-consider their list of necessary items – perhaps it would be wise to refuse something or find an alternative. If turning down certain things is not an option, it may be possible to use credit line offered with your own payment card.

3.Internet as a fine store. It is often possible to buy goods normally found in supermarkets at lower prices online. And although going from store to store is a tradition on its own, don’t be afraid to break this tradition. What’s more – internet stores can help save time and money.

4.Internet as inspiration. A good chunk of time since people have begun fancying home-made presents. The internet offers many great ideas for every family member and friend. You can procure the necessary materials online at lower prices.

5.Reward yourself and your family with a beautiful adventure. Be sure to air your head after intensive shopping.

6.Be prepared! Often people receive unexpected gifts from neighbours and colleagues. In response people buy something more expensive but not always all too valuable. But if you prepare a symbolic and practical present in advance, no one will catch you off-guard.

7.Timely purchase of gifts. This kind of approach is nothing new, of course. Timely planned purchases will never lose their value, especially in the festive rush. If you put off buying gifts to the last moment, psychological pressure to find the right gift may force you to spend more money than you previously planned.

8.It’s good to be together. It is important not to lose yourself in the rush when shopping. Being with someone you love is the best gift. Even a simple wooden figurine can mean more to the recipient than an expensive leather handbag.

Ref: 102.109.109.5791


Leave a reply

Free skin test uncovers skin cancer for several Latvian residents

«The situation with skin cancer in Latvia requires attention, because three melanomas have been found among 3,000 people within eight hours. This shows a serious situation in the country,» BNN was told by chairman of Dermatologists Against Skin Cancer association Raimonds Karls.

Russian capital hit by tragic thunderstorm

Russian capital Moscow has been hit by a powerful thunderstorm that has taken the lives of at least 11 people. The storm on Monday, May 29, toppled hundreds of trees and that electrical cables were damaged as Moscow was lashed with high winds, hail and torrential rain.

Aseradens: businessmen are important partners for the country’s development

This week, Latvian Economy Minister Arvils Aseradens will invite businesses to contribute to development of innovations, adding that the country’s healthy development requires businessmen as invaluable partners, because development of products, services or innovations also contributes to the development of separate industries, as BNN was informed by Economy Ministry.

Murniece emphasizes Lithuania’s role in the fight against Russia’s information war

Latvia and Lithuania have to continue active cooperation in security and defence, as well as transport and energy, says Latvian Saeima speaker Inara Murniece during her meeting with Lithuanian Seimas Chairman Viktoras Pranckietis.

Need for additional income equally high in all three Baltic States

More than 36% of Latvian residents gained additional income in the past year, according to data of a study performed by Swedbank’s Institute of Finances.

Accommodation and catering service industry has become a risk sector in Latvia

Non-registered employment and accidents-wise, catering and accommodation service industry is one of Latvia’s risk sectors, as concluded by State Labour Inspectorate.

Construction costs in Latvia up 0.9% in April

Compared to March, the level of construction costs in Latvia increased by 0.9 % in April 2017. Labour remuneration of workers grew by 2.9 %, prices of building materials increased by 0.5 %, whereas maintenance and operational costs of machinery and equipment rose by 0.4 %.

Estonian wage growth slows down

The average monthly gross wage in Estonia, in the first three months of 2017, compared to the respective period last year, increased by 5.7%, Estonian statisticians have estimated and concluded that the country’s wage increase has continued to decelerate for year in a row.

Allied troops continue arriving in Latvia for military exercises

Saber Strike international military exercises in Europe will be taking place throughout 3 – 15 June. Allied troops and military vehicles continue arriving in Latvia. Because of that, there may be temporary traffic congestions on roads, as reported by Defence Ministry.

De Facto: millionaire Krumins’ family donates to UGF; four more houses to be built in Jurmala

Latvian businessman Julijs Krumins’ daughter donated EUR 19,000 to the Union of Greens and Farmers in May, as reported by LTV programme De Facto. Krumins has confirmed this, adding that «four more houses are to be built in Jurmala».

State law enforcement institutions join forces to combat crime

Latvia’s state law enforcement institutions join forces to combat crime. Work groups first meeting already held, as reported by State Police representatives.

Political fights for tax reforms planned to be concluded in Mid-June

Latvian government plans to view legislative drafts associated with the intended tax reform in the middle of June. Finance Minister Dana Reizniece-Ozola says the ministry is working hard to prepare legislative drafts. The objective is viewing legislative drafts in the government on 13 June, said the minister.

More rain expected in Latvia this week; air temperature to decline also

With the beginning of next week, weather in Latvia will be dictated by the south-east part of a cyclone. Central regions will likely experience short-term rain and even thunderstorms, as reported by the Environment, Geology and Meteorology Centre.

Germany: EU cannot fully depend on allies

The European Union cannot fully depend on the U.S. and UK anymore, the long-time German Chancellor, Angela Merkel, has evaluated in election atmosphere.

Week in Lithuania. PM: Coalition isn't the best

Lithuanian Prime Minister Saulius Skvernelis, whose government has been in office for half a year, says that the Lithuanian Farmers and Greens Union and the Lithuanian Social Democratic Party differ in their philosophies and approaches to many issues.

BNN summary of the week: Estonian minister disapproves of NATO; Latvia’s tax system lags behind

BNN offers a summary of this week’s topical news in a variety of categories: Business; Change; Future; Decline; Truth and Growth.

Municipal elections 2017: what do people say?

With municipal elections gradually coming close, BNN offers a compilation of opinions provided by experts from different industries. Short answers consist of thoughts about specific municipalities that affect respondents directly, and municipal administrations in general – what people expect from officials and what changes they expect from elections.

Trade of natural gas to legal clients in Latvia commences

Trade of natural gas to legal clients in Latvia has commenced. Latvenergo’s Elektrum product offers fixed-price contracts for 12-month supply period. The first gas supply contracts have been signed with clients in Latvia, the company reports.

Murniece: the biggest strength of Latvia’s parliament is public involvement

The biggest strength of Latvia’s parliament is the involvement of the public in resolution efforts of matters associated with child and women’s rights, the rights of disabled people, as well as security, tax policy and the European Union, says Saeima speaker Inara Murniece.

Corruption on decline in Lithuania, yet still remains troublesome

To wrap up the findings of a new corruption research ordered by the Special Investigation Service, an institution dealing with financial crimes in Lithuania, the situation is largely improving, yet not as fast as the service wishes.

Ventspils signs agreement with Chinese-Belarusian industrial park Great Stone

Vetnspils Freeport Authority and Ventspils High Technology Park signed an agreement yesterday with Chinese-Belarusian industrial park Great Stone, which is the largest infrastructure development project in Belarus, as reported by the freeport’s representatives.

Resignation filed by arrested Tallinn Deputy Mayor

The Deputy Mayor of the Estonian capital has stepped down from office after being arrested as part of a criminal case into violations of procedural restrictions of Tallinn procurement tenders.

Residents: situation in Latvia is developing in a wrong manner

54% of residents believe the situation in Latvia is currently developing in a wrong manner. A similar situation is noted in relation to the evaluation of the government’s work. 75% of respondents are critical about the government’s work. Only 17% of respondents are positive about the government’s work, according to results of Baltic International Bank Latvian Barometer.

Finance Minister: we have to be ready for flexibility in the reform plan

Currently we have to progress forward with the intended tax reform and prepare for a degree of flexibility, says Latvian Finance Minister Dana Reizniece-Ozola.

Zarins: unlike healthcare workers, Latvia’s roads are crumbling silently

Saeima deputy Ivars Zarins has submitted a proposal that offers restoring State Roads Fund and providing it with funding of 80% of excise tax for oil products. It is also proposed to divert income from vehicle operation tax and road use fee.

Newest comments