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Ceturtdiena 27.10.2016 | Name days: Lilita, Irita, Ita

Latvian residents visit doctors more often and spend more money on medicine

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Baltic news, News from Latvia, BNN.LV, BNN-NEWS.COM, BNN-NEWS.RU2015 marked a record-high number of paid insurance claims in healthcare insurance field in Latvia, which reached EUR 36.76 million. It is a 72% increase in comparison with five previous years.

On average, ERGO insurance company, which is the biggest health insurance company in Latvia and Baltic States, receives around 14,000 insurance claims every month.

«There are multiple reasons for that. As autumn draws closer, residents tend to use health insurance policies more actively. People get sick more often in autumn. With that, the number of insurance claims paid in the last quarter of the year usually increases. The volume of insurance claims also increases due to changes with prices of medical treatment. Health insurance is also closely tied to availability of state guaranteed health insurance,» – explains Gints Konrads, Director of ERGO Health and Life Insurance Department in Baltic States.

Gints Konrads says economic growth, which continues in Latvia, has contributed to the active use of health insurance as a motivational tool for employees.

Clients also often enquire about additional coverage (sports, rehabilitation services, dental services, etc.). This may be because employers and employees are more careful about their health and seek new ways to improve their health.

«Most ERGO clients are provided with health insurance by their employers, fully or partially covering costs related to the procurement of insurance. We have noticed a tendency of increased interest being expressed for health insurance by medium and small companies. EROG offers collective insurance for company employees starting with groups of five people,» – says Gints Konrads.

He notes that only some ERGO clients buy health insurance policies as private persons.

According to results of ERGO’s Safety Index survey, 76% of Latvian residents are concerned about paying medical treatment costs. 75% of respondents are scared of catching serious diseases. In addition, compared with the same survey carried out last year, these indexes are on a rise.


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