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Ceturtdiena 30.03.2017 | Name days: Nanija, Ilgmārs, Igmārs

Latvians divert the smallest amount of money for their children’s future

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Baltic news, News from Latvia, BNN.LV, BNN-NEWS.COM, BNN-NEWS.RUAccording to information from SEB Life Insurance, residents of Latvia divert on average EUR 28 every month to create savings for their children. Residents of Lithuania who sign savings insurance contracts for their children usually divert EUR 29 every month. Estonians divert the largest amount of money every month – EUR 37.

Furthermore, parents in Latvia start creating savings for their children later than parents in Lithuania and Estonia. In Estonia, for example, the average age of children for whom parents had signed savings insurance contracts last year was four years. The average age in Lithuania was five years. Latvian parents start making savings when their children reach the age of six or seven. As a result, the average term for savings insurance contracts in Latvia is shorter and the amount of money on it – smaller.

«Nowadays many families ask the question as to how to find the money to make some savings for their child’s future, considering the large everyday expenses. But even if you divert at least EUR 1 every day, the amount saved up by the end of the months will be EUR 30. By choosing savings insurance, the client not only creates savings, but also uses tax benefits of 23% of deposits,» – says head of SEB Life Insurance Kristine Lomanovska.

According to data of SEB Life Insurance, mothers are the ones who divert money to their children’s future the most often in comparison with other countries. There is a positive tendency noted nonetheless – in 2015, 37% of contracts for savings insurance for children’s future was signed by fathers (+8% in comparison with 2012). In addition, fathers usually provide larger amounts of money – around EUR 33 every month (mothers usually divert EUR 27 every month).

Ref: 102.109.109.9798


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