Often travel to foreign countries to enjoy winter sports there end quicker than expected because of different injuries, which may cause losses upwards of EUR 15,000. According to data from numerous insurance applications, some of the most often injuries gained while doing winter sports include broken arms and legs, as well as different head injuries. Serious back and head injuries occur often as well.
According to statistical data from BALTA insurance company, applications detailing requests to cover treatment costs of some injury are received very often during the winter sports season. Data also shows that the number of applications of this kind has increased 30% over the course of the past three years. The most often injury received while doing winter sports, according to statistics, are head or limb injuries.
Insurance compensation for those kinds of injuries varies between EUR 6,000 – EUR 10,000. For example, one client broke his shoulder while skiing on the mountains in Austria. He required immediate medical assistance, transportation from the mountain to the hospital and a surgery. All of it cost EUR 6,731.06.
«Experience shows that transportation from the site of the accident to the hospital alone can cost EUR 200 – EUR 5,000, which is quite a lot for unexpected expenses,» – says head of BALTA private products and risk assessment office Sandra Pietkevica.
In cases when an injured person is transported to a hospital using a helicopter, the costs increase even more. The injured man from last years was transported to a hospital from the mountains in Austria using a helicopter. The cost of using this form of transportation reached EUR 4,500. In addition to costs of remaining in the hospital (EUR 10,500) and his transportation back to Latvia (EUR 600), the total cost of this incident reached EUR 15,600.
Here are some recommendations on how to best prepare from winter sport travel:
Before travelling abroad to enjoy winter sports, it is highly important to pay attention to all minor details – how safe is the chosen sport and can you physically handle it;
Always wear a helmet. It will not protect from all possible injuries, but it will significantly reduce the risk of getting serious injuries;
It is also recommended to wear other protective gear: hand, leg and back guards;
Training can help prepare for some of the more dangerous winter sports and the risk they include. It is highly important to prepare oneself both mentally and physically before taking on any winter sports. This will prevent overexertion and state of shock when doing new sports;
Make sure to check the technical state of your equipment before using it;
It is worth checking in with your family doctor before going somewhere new. Making sure you’ve got the health for new exciting things counts for a lot spared hours of back pain and other ailments;
Be careful with alcohol when doing winter sports. Being sober will help you notice threats and avoid taking reckless risks.