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Wednesday 22.05.2019 | Name days: Emīlija
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Bank: residents spend an average of 50 to 100 euros on health every quarter

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Baltic news, News from Latvia, BNN.LV, BNN-NEWS.COM, BNN-NEWS.RU84% of residents aged 18 to 74 have used medical services in the past three months. Only 5% of all costs were covered by health insurance, according to a survey by Norvik Banka.

49% of residents have spent up to EUR 50 on medicines, 18% have spent EUR 50 to EUR 100, and only 12% have spent more than EUR 100 in the last three months on medicines. Looking at larger expenditures on healthcare, more than one-third of respondents would be interested in getting health insurance.

Health insurance is held by 4% of private persons. 21% of healthcare certificates are provided by employers.

«According to results of the study, the main argument that motivates people to get health insurance is having attractive insurance programme conditions,» notes Norvik Banka private persons service office manager Anna Fjaksa.

She adds: «To help protect residents from unexpected expenses associated with medical assistance due to unexpected illness or just annual health checks, Norvik Banka in cooperation with Compensa Life Vienna Insurance Group offers a new insurance product – health insurance for private persons. It is intended for residents up to 65. There are two different programmes with bonuses from EUR 129 or EUR 219. This means any resident can insure their health for an affordable price. Depending on the chosen programme, the insurance policy will cover both patient fees and paid hospital services.»

Tрe bank notes that results of the survey shows that men are more open to health insurance acquisition (41%) than women (33%). The interest towards health insurance increases after 40 and among small town residents. Small town residents view health insurance services as too expensive and consider it more convenient to purchase with their own funds, because employers do not provide them with health insurance.

Survey data also shows that Riga residents are most often provided with health insurance (29%) by their employers. Because of that private person health insurance is not very popular in Riga.

Residents aged 60 to 74 usually have the largest expenses for medical services – more than EUR 100 in the last three months (18%). 25% of respondents  would consider getting health insurance if insurance programme conditions satisfy them. 13% of residents aged 50 to 59 and 12% of residents aged 40 to 49 would agree to that as well.

The bank’s representatives say nearly 23% of residents aged 60 to 74, 22% of residents aged 30 to 39 and 19% of residents aged 50 to 59 have spent 50 to 100 euros on medical services in the last three months.


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